PMI Renewal Review
Received Your PMI Renewal?
Before accepting another year of cover, take a moment to review your options.
Private medical insurance premiums can change each year, and so can your needs. Whether you've received a larger-than-expected increase, want to check your cover still represents good value, or simply need a second opinion, an independent PMI renewal review can help.
What We Review
Our renewal review looks at:
- Your current insurer and cover
- Any premium increase
- Changes to policy benefits
- Hospital and consultant access
- Excess levels and cost-saving options
- Alternative insurers where appropriate
- Whether your current policy still meets your needs
The aim is simple: help you make an informed decision before you renew.
Why Review Your PMI Renewal?
Many people automatically renew their policy each year without checking whether anything has changed.
A renewal review can help you:
✓ Understand any premium increase
✓ Check that your cover still suits your needs
✓ Review available options across the market
✓ Identify potential cost-saving opportunities
✓ Gain confidence in your decision, whether you stay or switch
Independent Advice
As an independent PMI broker, we work with leading UK health insurers and provide advice based on your individual circumstances.
A review does not always result in changing insurer. In many cases, the best option is to remain with your existing provider.
Our role is to help you understand the available options and make the choice that is right for you.
Who Is A Renewal Review Suitable For?
A renewal review may be worthwhile if:
- Your premium has increased
- Your renewal is due within the next 90 days
- You haven't reviewed your cover for several years
- Your circumstances have changed
- You want an independent opinion before renewing
Request Your Complimentary PMI Renewal Review
Speak to an experienced adviser and review your options before making a decision.
No obligation. No pressure. Just independent PMI advice.
Frequently Asked Questions
Do I need to change insurer?
No. In many cases clients remain with their existing insurer. The purpose of the review is to help you understand your options.
Will switching affect existing medical conditions?
This depends on your circumstances, underwriting arrangements and insurer requirements. We will explain any implications before you make a decision.
How much does a renewal review cost?
Our PMI renewal review is provided without charge and with no obligation to proceed.
When should I review my renewal?
Ideally 30–90 days before your renewal date. This provides enough time to consider the available options.